Dealing with any type of accident can be daunting. Most Californians have proper car insurance and likely believe vehicle damage or medical bills will be covered without a lot of effort. Quite often, however, that isn’t exactly what happens. In particular, a commercial trucking accident can become quite complicated as businesses keep focused on their bottom line.
Of course, medical care is the most important first step after an accident. After immediate treatment and recovery begins, victims may think about holding accountable whoever is at fault. What can happen, unfortunately, is that the trucking company is way ahead in its investigation. Insurance companies have the capability to be on the scene, review evidence and put together an offer before injured people can even begin to think clearly.
With far more resources available, it’s not unheard of for insurance companies to spook inexperienced folks into accepting a dollar amount far less than they might otherwise get if they decided to take the case to court. At the very least, an interview without a lawyer present could end up inadvertently providing information that can be used against the victim in negotiations or trial.
We advise two points in particular on our insurance page that can help you after an accident. First, we recommend victims do not talk to insurance companies. Secondly, don’t put off talking to a lawyer, who can protect your rights immediately.
These insurance company tactics don’t just apply to trucking companies and other businesses. Even individual insurers have the same goal – to minimize their losses. What this means is you will have a far better chance of a positive outcome in negotiations or trial if the whole process begins with experienced, personalized representation.
Source: Rooney Law Firm, “Standing Up for Your Rights” Sep. 04, 2014